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About Chelsea Development Finance

Part of the Construction Capital network, providing expert development finance across Chelsea.

Our Story

Chelsea Development Finance was established as part of the Construction Capital network to serve property developers in London's most prestigious borough. We recognised that developers working in Chelsea face a unique set of challenges — from navigating the Royal Borough of Kensington and Chelsea's exacting planning environment to securing funding structures that reflect the premium values of the local market.

Our team combines deep, on-the-ground understanding of Chelsea with relationships across more than 100 specialist development finance lenders. This means we can source competitive terms for every type of project, from basement conversions beneath period terraces to multi-million-pound new-build schemes on the King's Road.

With over £400 million in funding arranged to date and a track record spanning 15+ years, we have the experience and connections to move fast and deliver certainty. Whether you are an experienced developer or embarking on your first project, we provide the expert guidance and market access you need to succeed.

£400M+

Funded

100+

Lenders

500+

Projects

15+

Years Experience

What Sets Us Apart

A specialist approach to development finance in Chelsea.

Local Expertise

Deep knowledge of Chelsea’s unique property market, planning environment, and development opportunities.

Lender Relationships

Access to 100+ specialist development finance lenders including high street banks, challenger banks, and private funds.

Speed & Efficiency

Indicative terms within 24 hours, full approval in days, not weeks.

End-to-End Support

From initial appraisal through drawdowns to exit strategy planning.

Who You're Speaking To

No call centre, no account handlers passing you between departments — you deal directly with the person structuring your Chelsea development finance.

ML

Matt Lenzie

Founder

Two decades in property lending and banking, including senior corporate banking experience, before moving into development finance broking. Focused on Chelsea and the surrounding region.

Our Lender Panel

We maintain relationships with over 100 specialist lenders, giving you access to the widest possible range of development finance options.

High Street Banks
Challenger Banks
Specialist Development Lenders
Private Funds
Family Offices

Our relationships mean better rates, higher leverage, and faster decisions for your Chelsea development.

The Type of Finance We Structure

Illustrative examples of the type of development finance we structure for Chelsea developers — not completed transactions.

Fast-Turnaround Sourcing

King's Road conversion, SW3

An indicative example of funding secured for a King's Road conversion inside 10 days, drawing on local lender relationships.

Illustrative example — not a completed transaction

Complex Structuring

Basement development project

An indicative facility for a basement development scheme, structured around the complexity of the project from the outset.

Illustrative example — not a completed transaction

First-Time Developer Support

Residential scheme, Chelsea

An indicative package for a first-time developer, with step-by-step guidance through the whole process alongside the finance itself.

Illustrative example — not a completed transaction

Ready to Discuss Your Chelsea Development?

Get in touch today to find out how we can help fund your next project.